7. Set financial goals
Setting financial goals can help you stay motivated and focused on your financial journey. Start by setting short-term goals, such as paying off a credit card, and then work towards long-term goals, such as buying a home or retiring early.
In conclusion, creating a financial plan in your 20s can set you up for financial success in the long run. By creating a budget, building an emergency fund, paying off debt, saving for retirement, investing in yourself, building credit, and setting financial goals, you can take control of your finances and secure your financial future. Remember, it is never too early to start planning for your future.